Where does the biggest mistake occur?

Many start by entering the payment name, then recheck; that wastes time. In the XO99 Guide we follow this 3-step route: account details, then method, then request.

For BDT-based users, it's good to check separately bKash, Nagad, and Rocket. On many phones in Dhaka, even changing the spelling of a name or a digit in the number can block verification.

Deposit steps Preview first; later the cash out is much clearer.